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 Nigeria's foreign exchange reserves fall by $6 bln in December - EnglishPeople.com 
 Consumer Watch: A Positive Perspective For 2009 - CBS5 
 Nigeria: Credit Card Default - Ecobank Moves to Nip It in the Bud - allAfrica 
 2009 resolution: Shape up your credit report - DetroitNews 
 Japan singles out rating agencies for close watch - TheBusinessTimes 
 What everyone must know about CIBIL - Rediff.com 
 Rating an A plus - boston.com 
 Resolution for 2009: Shape up your credit report - TownHall 
 A sample letter to correct credit report mistakes - TownHall 
 Jungle of Doable - allAfrica 
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